Home Inspector Falls Off Roof Liability

It s time to stop making excuses and start making the.

Home inspector falls off roof liability.

This type of incident would be covered with general liability insurance under the property damage coverage part. According to internachi s home inspection standards of practice home inspectors are required to inspect the gutters and downspouts as part of the roof portion of the home inspection. The purchaser and their counsel rationalize that any defect uncovered after closing is either latent or patent. For example the contract may explicitly limit any liability resulting from the report to simply the price of the contract i e the amount of.

Performed by a licensed professional home inspector a home inspection is a comprehensive review of the home that s for sale based on a visual evaluation and testing the home s systems and components. That serves to absolve the inspector of any liability pellegrini says. Homeowner liability if a worker falls from the roof posted by injury lawyers of ontario on july 04 2017 if a worker falls on your property as a homeowner you may be held personally liable for the worker s injuries and losses if you failed to check whether the contractor is properly trained and licenced and has adequate liability coverage that covers them for all risks. If patent the home inspector is negligent or breached the contract.

Some important factors a home inspector should consider include. Excuses excuses excuses that s what we hear from residential and commercial contractors that fail to comply with fall protection policies and standards. An important note of caution before you run to court. The result is a home inspection report which details the current condition of the home and alerts buyers to any major issues.

That the gutters are free of rust cracks and holes in order to prevent leaking. That the guttering system is adequately sized to prevent runoff. Before letting an inspector step into the home you want to buy it s a good idea to review the terms of their contract carefully. It s not uncommon for inspectors to include an exculpatory clause which limits their liability.

Many home inspectors will limit their liability within the contract the home buyer signed with them using what s called an exculpatory clause. A real estate home inspector can insert a clause in his contract that limits his liability to the cost of the inspection. If latent they deduce that the vendor should be responsible. For example if you are going to climb on a roof to inspect it and need to use a ladder.

The home inspector is liable for patent defects they failed to uncover during the course of inspection. In other words if he misses a problem the most he can pay is the return.