How Long Does A Roof Claim Take

Contact your insurance company as soon as possible.

How long does a roof claim take.

Wind is probably the biggest adversary of your roof but there are other enemies including electrical fires falling limbs heavy snowfall moisture intrusions and damage caused by pests such as squirrels which can scratch their way into your attic and take up residence. Be sure to save your receipts. 409 penn street po box 577 huntingdon pennsylvania 16652. In 2012 hail and wind damage cost state farm insurance more than 3 9 billion.

Insurance claims for roofs were a part of that exorbitant figure. Once the claim is settled it can take 30 to 60 days to receive the claim check although some states have laws that regulate the check must be received within 30 days of settlement. How long does this insurance roof replacement process take in 2016. The good thing is if you re a homeowner you probably have.

20 5 which 15 times the replacement cost or purchase price of the roof 15 x 10 000 which 150 000 divided by the expected life of the roof 150 000 20 which 7 500. If the damages from the storm were widespread allow more time than that. Generally there is not a stead fast rule as to how long your homeowners insurance claim will take because it depends on the amount of damage the extensive nature of the repairs whether you are in a natural disaster situation with thousands of other claims or if you are just dealing with the wind blowing off a few shingles. Actual cash value is calculated by subtracting the current age of your roof from the expected life of the roof e g.

While the actual roof installation rarely takes more than a day or two when planning out your roof replacement with your colorado springs roofers from beginning to end allow up to two months for the entire process if insurance is involved. Know that a roof insurance claim is a long process. Does homeowners insurance cover roof leaks. Homeowners insurance may or may not cover roof leaks depending on what caused the roof leak.

Homeowners filing claims are often confused by the forms inspections and dealing with insurance agents. It s important to document everything when dealing with a roof insurance claim. If you are a travelers customer you can report a claim anytime online or by calling 1 800 claim33. A roof insurance claim can feel like it is taking forever especially if the roof damage is impeding your ability to do business.

And always consult with a public adjuster or your insurance adjuster if you are unsure about any step of the roof insurance claim process. Beginning the claim process. If your roof was damaged by hail then take pictures of the biggest hailstones you can find on the ground after the storm using a tape measure or a golf ball to give the.